Credit Authorizers, Checkers, and Clerk

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  Office and Administrative Support Occupations

Credit Authorizers, Checkers, and Clerk

Also Called: Commercial Credit Reviewer, Commercial Loan Reviewer, Credit Investigator, Credit Processor, Credit Representative, Commercial Credit Reviewer, Commercial Loan Reviewer, Credit Investigator, Credit Processor, Credit Representative

What they do

Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.

$32,950
Starting Salary (2023)
$48,000
Median Salary (2023)
-5.8%
Projected Job Growth
14,290
Employment (2022)

Typical Tasks

Compile and analyze credit information gathered by investigation.
Keep records of customers' charges and payments.
Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
Mail charge statements to customers.

A day in the life

What kind of work is this?

Conventional
Organized, Procedural Work
Enterprising
Business based Work
Social
Working with people

What personality traits do you need to succeed?

Integrity
Dependability
Cooperation
Attention to Detail
Self-Control
Stress Tolerance

What key skills are needed for this job?

Active Listening
Speaking
Reading Comprehension
Critical Thinking
Writing
Judgment and Decision Making

Expected Knowledge

Customer and Personal Service
Knowledge of principles and processes for providing customer and personal services. This includes customer needs assessment, meeting quality standards for services, and evaluation of customer satisfaction.
English Language
Knowledge of the structure and content of the English language including the meaning and spelling of words, rules of composition, and grammar.
Mathematics
Knowledge of arithmetic, algebra, geometry, calculus, statistics, and their applications.

Common Activities

Getting Information
Observing, receiving, and otherwise obtaining information from all relevant sources.
Working with Computers
Using computers and computer systems (including hardware and software) to program, write software, set up functions, enter data, or process information.
Communicating with People Outside the Organization
Communicating with people outside the organization, representing the organization to customers, the public, government, and other external sources. This information can be exchanged in person, in writing, or by telephone or e-mail.

More Info

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